{"id":35427,"date":"2026-02-24T01:00:00","date_gmt":"2026-02-24T00:00:00","guid":{"rendered":"https:\/\/www.snowtrex.de\/magazin\/?p=35427"},"modified":"2026-02-24T12:00:40","modified_gmt":"2026-02-24T11:00:40","slug":"lyzarske-pojisteni","status":"publish","type":"post","link":"https:\/\/www.snowtrex.cz\/magazin\/bezpecnost-pri-lyzovani\/lyzarske-pojisteni\/","title":{"rendered":"Pro jistotu: Tato ly\u017ea\u0159sk\u00e1 poji\u0161t\u011bn\u00ed se opravdu vyplat\u00ed"},"content":{"rendered":"

Zdravotn\u00ed poji\u0161t\u011bn\u00ed, poji\u0161t\u011bn\u00ed odpov\u011bdnosti, poji\u0161t\u011bn\u00ed vybaven\u00ed – jsou v\u0161echny tyto pojistky pro kr\u00e1tkou ly\u017ea\u0159skou dovolenou opravdu nutn\u00e9? Ne ka\u017ed\u00e9 poji\u0161t\u011bn\u00ed je pro ka\u017ed\u00e9ho turistu nezbytn\u011b nutn\u00e9. Jin\u00e1 v\u0161ak mohou ly\u017ea\u0159e ochr\u00e1nit p\u0159ed vysok\u00fdmi n\u00e1klady. Proto by si milovn\u00edci zimn\u00edch sport\u016f m\u011bli v\u017edy p\u0159ed dovolenou ov\u011b\u0159it, kter\u00e1 ly\u017ea\u0159sk\u00e1 poji\u0161t\u011bn\u00ed se skute\u010dn\u011b vyplat\u00ed, a v p\u0159\u00edpad\u011b pochybnost\u00ed uzav\u0159\u00edt odpov\u00eddaj\u00edc\u00ed pojistnou ochranu. SnowTrex<\/a> v\u00e1m uk\u00e1\u017ee, kter\u00e1 to jsou.<\/strong><\/p>\n

\n
\n \"K<\/a>
\u00a9 TravelTrex<\/div>\n <\/div>\n
K nehod\u00e1m m\u016f\u017ee (bohu\u017eel) v\u017edy doj\u00edt na sjezdovce i mimo ni. Vhodn\u00e9 poji\u0161t\u011bn\u00ed je proto nesm\u00edrn\u011b d\u016fle\u017eit\u00e9, nap\u0159\u00edklad pro n\u00e1kladnou p\u0159epravu pacient\u016f vrtuln\u00edkem<\/div>\n <\/div > \n
\n <\/span><\/p>\n
\n Obsah\n <\/div>\n
\n Pro\u010d se v\u016fbec poji\u0161\u0165ovat?<\/span><\/a>P\u0159ehled poji\u0161t\u011bn\u00ed<\/span><\/a>Z\u00e1le\u017e\u00ed na drobn\u00e9m p\u00edsmu<\/span><\/a>Zjist\u011bte si, zda je zdravotn\u00ed poji\u0161t\u011bn\u00ed v zahrani\u010d\u00ed kryt\u00e9<\/span><\/a>Chr\u00e1n\u00ed v\u00e1s p\u0159ed vysok\u00fdmi n\u00e1klady: poji\u0161t\u011bn\u00ed odpov\u011bdnosti<\/span><\/a>Ochrana drah\u00e9ho vybaven\u00ed: poji\u0161t\u011bn\u00ed vybaven\u00ed<\/span><\/a>Pro v\u0161echny p\u0159\u00edpady b\u011bhem cesty: poji\u0161t\u011bn\u00ed storna cesty<\/span><\/a>Pro freeridery: z\u00e1chrann\u00e9 poji\u0161t\u011bn\u00ed<\/span><\/a>Co je lep\u0161\u00ed, individu\u00e1ln\u00ed pojistky, nebo bal\u00ed\u010dek pro v\u0161echny bezstarostn\u00e9?<\/span><\/a>Nej\u010dast\u011bj\u0161\u00ed dotazy k poji\u0161t\u011bn\u00ed ly\u017e\u00ed<\/span><\/a>\n <\/div>\n<\/p><\/div>\n
\n

Pro\u010d se v\u016fbec poji\u0161\u0165ovat?<\/h2>\n

N\u00e1sleduj\u00edc\u00ed hororov\u00fd sc\u00e9n\u00e1\u0159: Vr\u00e1t\u00edte se z poledn\u00ed pauzy na chat\u011b ke stojan\u016fm na ly\u017ee a na m\u00edst\u011b, kde jste je nechali, najdete \u00fapln\u011b jin\u00fd p\u00e1r ly\u017e\u00ed. N\u011bkdo v\u00e1m ly\u017ee ukradl, a\u0165 u\u017e \u00famysln\u011b nebo ne\u00famysln\u011b – na tom nez\u00e1le\u017e\u00ed. Jsou pry\u010d a vy jste na\u0161tvan\u00ed. A nejen to, v\u00e1\u0161 ly\u017ea\u0159sk\u00fd den prozat\u00edm skon\u010dil.<\/p>\n

Dal\u0161\u00ed sc\u00e9n\u00e1\u0159: na sjezdovce se sraz\u00edte s jin\u00fdm ly\u017ea\u0159em. Nep\u0159\u00edjemn\u00fdm v\u00fdsledkem jsou roztr\u017een\u00e9 kalhoty nebo po\u0161kozen\u00ed ly\u017e\u00ed. V nejhor\u0161\u00edm p\u0159\u00edpad\u011b dojde ke zran\u011bn\u00ed osob. Pak m\u016f\u017eete vy nebo ostatn\u00ed ly\u017ea\u0159i pot\u0159ebovat l\u00e9ka\u0159skou pomoc. Hroz\u00ed n\u00e1klady na p\u0159evoz, o\u0161et\u0159en\u00ed a od\u0161kodn\u011bn\u00ed.<\/p>\n

N\u011bkdy se v\u011bci vyv\u00edjej\u00ed velmi \u0161patn\u011b. Zlom\u00ed se ly\u017ee, ve vleku se zasekne h\u016fl nebo si zapomenete ly\u017ea\u0159sk\u00e9 br\u00fdle vedle kachlov\u00fdch kamen a ty se v\u00e1m roztav\u00ed. Pro v\u0161echny tyto p\u0159\u00edpady se m\u016f\u017eete a m\u011bli byste se p\u0159ed ly\u017ea\u0159skou dovolenou pojistit u spole\u010dnosti SnowTrex ve spolupr\u00e1ci s na\u0161\u00edm poji\u0161\u0165ovac\u00edm partnerem HanseMerkur.<\/p>\n

P\u0159ehled poji\u0161t\u011bn\u00ed<\/h2>\n

V\u00fd\u0161e uveden\u00e9 p\u0159\u00edpady se samoz\u0159ejm\u011b nest\u00e1vaj\u00ed st\u00e1le, ale nehoda se m\u016f\u017ee st\u00e1t kdykoli a bez ohledu na ly\u017ea\u0159sk\u00e9 schopnosti a je d\u016fle\u017eit\u00e9 b\u00fdt pr\u00e1v\u011b pro tuto eventualitu dob\u0159e poji\u0161t\u011bn.<\/p>\n

\n
\n \"S<\/a>
\u00a9 TravelTrex | Martin Miser\u00e9<\/div>\n <\/div>\n
S ide\u00e1ln\u00edm bal\u00ed\u010dkem poji\u0161t\u011bn\u00ed si milovn\u00edci zimn\u00edch sport\u016f mohou dovolenou na hor\u00e1ch u\u017e\u00edt je\u0161t\u011b v\u00edce<\/div>\n <\/div > \n

Pokud se toti\u017e dob\u0159e nepojist\u00edte, \u010dek\u00e1 v\u00e1s v nejhor\u0161\u00edm p\u0159\u00edpad\u011b nejen zka\u017een\u00e1 dovolen\u00e1, ale tak\u00e9 vysok\u00e9 n\u00e1klady. Solidn\u00ed bal\u00ed\u010dek poji\u0161t\u011bn\u00ed pro va\u0161i ly\u017ea\u0159skou dovolenou m\u00e1 proto smysl. Kter\u00e1 poji\u0161t\u011bn\u00ed jsou v\u0161ak skute\u010dn\u011b nezbytn\u00e1?<\/p>\n

Odpov\u011b\u010f nen\u00ed pro ka\u017ed\u00e9ho stejn\u00e1, ale poji\u0161t\u011bn\u00ed m\u00e1 smysl v\u017edy, pokud v\u00e1s \u00farazov\u00e1 situace m\u016f\u017ee p\u0159ij\u00edt draho nebo jinak ohrozit va\u0161e zdrav\u00ed.<\/p>\n

Mezi nejd\u016fle\u017eit\u011bj\u0161\u00ed ly\u017ea\u0159sk\u00e1 poji\u0161t\u011bn\u00ed tedy pat\u0159\u00ed:<\/p>\n